How each firm actually buys, which is usually not how the website says it buys.

What it holds

• Procurement routes, frameworks and panels per firm.
• Typical evaluation behaviour, weighting habits and scoring scheme quirks.
• Known thresholds, approval steps and timelines.

Sources. Past tender documents · Debrief records

• UK firm registerFirm pages across major banks, digital challengers, building societies, payments and wealth.
• Relationship and incumbency recordWho holds the work today and what that means for our route in.